What is a Loss Adjuster?
If you suffer a loss your insurance company will instruct a firm of Loss Adjusters or a claims representative whom they pay. They are there to investigate, verify and advise the insurance company if they should pay your claim, together with the amount they should pay.
The Loss Adjusters are not there to represent you or your interests. While they will be from an independent company, your insurance company is paying them, and as the old saying goes ‘Whoever pays the piper calls the tune!’.
A Loss Assessor however works on your behalf and is there to represent your interest only!
What will we do for you?
When you instruct us to deal with your claim we will start by meeting with you at your home or place of business.
We will then, on your behalf, prepare, formulate and negotiate your claim; being present at all meetings with the Loss Adjuster.
We will deal with all the day to day administration of your claim leaving you free to run your business or work.
Consequential Loss
Many insurance losses in business will give rise to a claim both for Material Damage and also Business Interruption or Consequential Loss.
It is often this latter aspect where the services of a Loss Assessor are invaluable – in both the preparation of what can be a complicated claim and the detailed and delicate negotiations with the Insurance Company’s Loss Adjuster.
